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INOVIUM CORPORATION
At Inovium we recognize and value your
privacy and are committed to protect the
confidentiality of your company, your clients
and your personal information
You can browse our site without identifying
yourself or revealing any information about
you, your clients or your company. If you
choose to apply to us for any reason via
our site, the information that you provide
will be used to screen and evaluate your
application, provide you with updates, finalize
the delivery of the software, and offer
you exemplary service. We do not collect
any personal data without your consent.
Initiating the application process constitutes
consent for us to use the information as
described in this policy
We may use aggregate information about
our users for statistical, marketing and
other purposes. This information does not
reveal the identity of, or any information
about, particular users or companies.
If you choose to obtain additional information
regarding any of our services through our
website, you will be asked for basic information
about yourself and your company. The decision
to provide personal information is entirely
yours to make.
We also provide e-mail updates to you regarding
new products and other financial solutions
for your business. However, you can opt
out of this service at any time. For more
information, see the Collection and Use
of Customer Information section of this
policy.
Privacy Principles
We strongly advocate the protection of our
clients' privacy and are committed to ensuring
that your personal and company information
is safeguarded. We have adopted the following
privacy principles in the belief that they
effectively capture our commitment to you.
“We recognize and respect our clients'
expectation of privacy.
" We collect and use only the information
needed for legitimate business purposes.
“We employ security measures that
guard access to and disclosure of information.
" We will not disclose personally identifiable
information to third parties unless there
is
an appropriate legal or business justification.
“If we contract with a company to
perform specific services that require us
to provide
them access to customer information, we
require that company to maintain the
confidentiality of customer information.
" We will continuously assess our business
practices to ensure that customer privacy
is
respected.
As part of our commitment to protecting
your privacy, we are always working to ensure
that our procedures and systems are relevant
and supply the appropriate safeguards -
and we will regularly conduct audits of
our systems and Privacy Policies to ensure
compliance.
Information Practices
1. Recognition of Customer's Expectation
of Privacy
We recognize and respect the privacy expectations
of our clients - and are committed to taking
the steps necessary to safeguard the information
entrusted to us. Procedures are in place
that is designed to prevent misuse of private
information.
2. Collection and Use of Clients’
Information
We collect, retain, and use information
about you only where we reasonably believe
that it will help to complete the application
process, to provide individually tailored
services, and to provide other opportunities
to you. We use information to administer
business transactions, to provide you with
status updates, to comply with laws and
regulations, to help us design or improve
our services, and to understand your needs
so that we can provide you with superior
service.
We do not collect any personal data without
your consent, and we only share the personally
identifiable financial information you provide
us with our ACH processor. Information collection
starts at the point of the application process.
By initiating the application process, you
consent to our collection and use of this
information.
After your application is processed, we
will periodically send you e-mail updates
about finalizing the Online Checks and/or
EFT-ACH or Check 21 software licensing,
normal business correspondence and new product
and service updates. We may also request
your participation in a customer satisfaction
survey. Our customers generally find this
very helpful. If you choose to receive updates,
but change your mind at a later date, you
can opt out at any time by sending e-mail
with your company name, address and e-mail
address to salesmanager@inovium.com.
If you access our services through one
of our business partners' (affiliate) web
sites, we may share contact information
such as your name and e-mail address with
that business partner. In that case, please
check the partner's privacy policy to see
how they may use your contact information.
To ensure the accuracy, timeliness, and
thoroughness of information, we use only
reputable sources of data to cross-reference
against application information. Information
that you submit during the application process
is not subject to modification.
3. Limiting Employee Access of Information
To protect the confidentiality and privacy
of credit information about individuals
and small businesses, we limit employee
access to your files. We are committed to
ensuring that individuals with access to
consumer information do not utilize the
data for unauthorized purposes. To ensure
that each employee understands their responsibility,
employees sign a written confidentiality
agreement before they are granted access
to your data. We are also committed to taking
strong enforcement actions if necessary.
4. Protection of Information
We maintain security procedures to help
prevent unauthorized access to confidential
information. We update and test our technology
to assure the integrity of our systems -
and to improve upon our existing privacy
safeguards wherever possible.
We back our Privacy Principles with some
of the best security technology available.
We use SSL (Secure Socket Layer) Technology
to ensure that your application information
cannot be accessed during transmission to
our servers. We also use SSL authentication
technology to confirm the identity of both
the computer sending and the computer receiving
your application information. This safeguard
keeps unauthorized people and companies
from accessing your information. We also
use technical security measures to prevent
unauthorized access to data stored on our
secure servers.
5. Restrictions on the Disclosure of Account
Information
State and federal agencies require us to
provide certain information regarding the
number of financing applications submitted
to us. This information, when disclosed,
is in aggregate form and does not contain
any of your personally identifiable information.
State and federal examiners may periodically
audit consumer files. These audits ensure
that we are complying with the regulations
in place to protect consumers.
6. Maintaining Customer Privacy in Business
Relationships with Third Parties
Information regarding our customers is used
solely in the legitimate conduct of business
to deliver products and services, to design
products, and to provide special offers
designed to meet the specific needs of our
customers.
You have the option of getting updates from
us about our new financial products and
services that may meet your business needs.
We will not reveal personally identifiable
information to any third party unless we
have been authorized by you, have previously
informed you in disclosures or agreements
that we plan to do so, or are required by
law to do so.
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